Category: Finance

Staying on budget when building your own home

Posted on: August 3, 2020

The most important part of self-build projects is sticking to a budget. The result of going drastically over budget could mean moving to a new home is more difficult or even means having to sell once the build is completed. Here are some tips to prevent financial disaster: Put the budget at the top of the list Ensure that the designs or plans have a clearly stated budget right from the start. It should be…

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The changes to the mortgage business since 2008

Posted on: June 30, 2020

Mortgages have changed considerably since the financial crash of 2008. One of the main reasons that was cited was the lack of decent Mortgages being arranged. Too many mortgages were agreed to that, in hindsight, did not have the correct and proper checks and balances. In some cases just declaring what you earned, without proof of a payslip, was acceptable. Also mortgage of 95 to 100% were agreed. Some were even for over 100% and…

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Bookkeeping terminology you should know

Posted on: May 29, 2020

Keeping on top of your business finances is important for many reasons. Not only does it mean that you don’t have a backlog of work to do before your chosen Accountants Chippenham way such as file your end of year returns, but it also helps to give you an indication of how your business is doing in terms of profits, cash flow and tax position projections. Image Credit Here are some of the key…

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The best way to choose your financial adviser

Posted on: April 21, 2020

When it comes to getting advice on your financial matters there are a number of things that you should consider before instructing a professional. Image Credit Do you need advice? One of the first questions to ask yourself is whether you actually need advice. This will of course depend on your personal circumstances and the products and issues that you wish to discuss. If you are simply looking to open up a bank account this…

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Sugar Tax: Opportunity or Threat?

Posted on: October 7, 2019

How would you feel about paying an extra 20 per cent on your fizzy drinks? The introduction of a sugar tax could soon become a reality, if current UK debate is anything to go by. A sugar tax would see food and drinks with high sugar content be hit with an extra levy, in effort to address rising child obesity figures in the UK and official body Public Health has even put forward a case…

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